• If you receive a claim, notify your insurance provider immediately. They will guide you through the process, provide legal defense, and help manage the claim to mitigate its impact on your business.

  • Yes, freelancers and independent contractors in the media industry can and should consider Media Liability Insurance to protect against potential claims related to their work.

  • While not legally required, many clients and partners may require you to have Media Liability Insurance before they agree to work with you. It also provides essential protection that helps safeguard your business from significant financial losses.

  • The amount of coverage you need depends on the size of your business, the nature of your media activities, and the specific risks you face. It's important to evaluate your business’s unique needs to determine appropriate coverage limits.

  • Media Liability Insurance typically does not cover bodily injury or property damage. For these types of claims, you would need a General Liability Insurance policy.