Bierwirth Insurance Agency

Insurance for Contractors in Texas.

Get started with an insurance quote by clicking below or give us a call at 713-589-5498 to start the conversation. 9am to 5pm CST.

Trade Contractors

General Contractors

Business Insurance

Commercial Auto & Trucks

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Subcontractor Insurance

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About Us

Who is Bierwirth Insurance Agency?

We care about you and your business.  You are not just a number at our agency.  You are  person, with a name we want to remember.

You will work with the same person on your account.  Not someone new, in a new department for your every need.  We make ourselves available via phone, email, chat and text.

We’ve learned in the busy industry of construction; we need to be available for your permitting needs and last minute requirements to get on a jobsite to earn your living.

Owner/Founder Donna Howard is a Certified Construction Risk Insurance Specialist. Her experience includes 18 years of exposure to the insurance industry in a multifaceted environment.

Google Rating

Words from our clients.

“The Bierwirth Insurance Agency has been providing our commercial insurance needs for many years. Donna and her team are very professional, extremely knowledgeable about the construction industry and have always advised us well when we have questions, concerns, claims, etc. Donna is top notch and we can’t say enough about how pleased we are with her agency.”

Craig Cummings

“I’ve worked with Donna for many years. She’s been amazing to work with in all that time. She is knowledgeable about contractors, and she reaches out to her carriers to clarify coverage when she runs into issues. She looks out for your best interest, and she learns what policy forms to look out for when she receives her quotes. I cannot recommend her enough!”

Jayson Alexander

“I’ve been working with Donna Bierwirth for well over a decade and she’s always gone above and beyond to help me with my all of my business insurance needs. She is very helpful and extremely knowledgeable. Always reiterating the importance of the different types of insurance and giving examples of how and when they would help protect my business.”

John Pope

“Donna has always been very helpful from quoting my Insurance needs to answering any and all my questions in a very prompt and professional, knowledgeable and friendly manor.
I would most definitely recommend Donna to service everyone ‘s Insurance needs.”

David Rodriguez

“Donna has been great since starting our businesses over 10 years ago. She has always shopped the best rates for us and she is very responsive to our business communications!”

Nathan Hames

“We have worked with Bierwirth insurance agency for many years. Compared with other agencies before for our GL, Bierwirth takes the time to explain matters when purchasing, auditing and claim issues etc. Their knowledge of the policies for my industry have been very valuable.”

Richard Kao

Protection for unexpected challenges

Coverage designed to fit your business.

General Liability Insurance

General Liability

Protection for the unforeseen.

Builders Risk Insurance

Builders Risk

Coverage during construction.

Commercial Umbrella Insurance

Commercial Auto

Get on the road and stay on the road.

Commercial Property Insurance

Commercial Property

Peace of mind for your business.

Equipment Floater Insurance: Inland Marine Insurance

Equipment Floater

Protect your tools while on the go.

Workers Compensation Insurance

Workers Comp

Ensure the protection of your employees.

Frequently Asked Questions

Questions? Answers.

Will turning in a claim automatically increase my insurance?2024-04-14T14:34:26-05:00

This is not an easy answer.  Different insurance companies will have different formulas on determining your insurance premium; one of which can be claim frequency and severity.  It is our recommendation to discuss your specific claim with our claims manager to see if turning in a claim makes sense.  However, all possible liability claims need to be turned in; as the insurance company needs to be put on notice.

What is an adjuster?2024-04-14T14:34:27-05:00

An adjuster is a representative of the insurance company that helps settle a claim.  They are not employed by us.  We do not settle claims as this is done by the adjuster.  However, we will assist in making sure a covered claim is paid fairly and promptly.

What is scheduling?2024-04-14T14:34:27-05:00

Scheduling involves placing specific items with a specific value on your homeowners insurance.  It can also be called an “Inland Marine” policy.  This allows coverage for items that may be leaving your premises and would then be lost or stolen.  They can also be set at specific deductibles.  The most common items to schedule are jewelry, bikes, cameras and fine arts.

What is the difference between “replacement cost” and “market value”?2024-04-14T14:34:27-05:00

Replacement cost is the amount it costs to rebuild a home or structure.  This amount can also include demolition.  This value can be significantly different than an appraisal.  Reason being, the cost of materials to rebuild can outweigh a home or structure’s market value.  When insuring a home or structure the insurance company needs to know the replacement cost.  There are tools that our agents use to help approximate this value.

Do I need to have auto insurance if my vehicle is paid off?2024-04-14T14:34:27-05:00

Yes, it is the State law for all owners of a vehicle to have auto insurance.  It is your choice if you wish to insure for physical damage if there is not a lender involved.

What is broad form collision and can I choose something different?2024-04-14T14:34:27-05:00

Broad form collision allows you to not have to pay your deductible if you are not deemed at fault in an accident.  There are also options to choose “regular” and “limited”.  These options should be discussed with your agent.

Don’t see your question? Contact us.

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