Liquor Liability

What should I do if a claim is filed against my business?
If a claim is filed, contact your insurance provider immediately. They will guide you through the process, from documenting the incident to handling legal proceedings and settlements.
Can Liquor Liability Insurance be bundled with other policies?
Yes, many insurance providers offer package policies that combine Liquor Liability Insurance with General Liability or Property Insurance, often at a discounted rate.
How are premiums for Liquor Liability Insurance determined?
Premiums are based on several factors, including the type of business, the amount of alcohol sold, the hours of operation, and past claims history. Businesses with higher risks or a history of claims may face higher premiums.
Is Liquor Liability Insurance required by law?
In many states, Liquor Liability Insurance is a requirement for obtaining a liquor license. It's essential to check your local regulations to ensure compliance
What does Liquor Liability Insurance not cover?
Liquor Liability Insurance does not cover damages or injuries that occur when the alcohol is consumed off-premises if your business did not sell or serve the alcohol. For coverage of off-premises consumption, you might need a different policy, such as General Liability Insurance. [...]