• Can I get coverage for an event that is happening soon?

    Yes, you can typically obtain coverage up until the day of the event. However, it is advisable to secure insurance well in advance to ensure all aspects of the event are adequately covered.

  • Do I need special events insurance if my event is small?

    Even small events can benefit from special events insurance. Accidents can happen regardless of the event size, and having coverage can protect you from unexpected liabilities.

  • What does Special Events Insurance not cover?

    Special events insurance does not typically cover incidents such as intentional damage, criminal acts, or non-disclosed high-risk activities. For protection against such risks, you might need specific policies like a crime insurance policy.

  • Is Product Liability Insurance required by law?

    While product liability insurance is not required by law in most places, it is highly recommended to protect your business from potential claims. Additionally, some clients or contracts may require you to have this coverage.

  • Can Product Liability Insurance cover products sold internationally?

    Yes, many product liability insurance policies can be tailored to cover products sold in international markets. Be sure to discuss your specific needs with your insurance provider to ensure appropriate coverage.

  • Does Product Liability Insurance cover recalls?

    Product liability insurance typically does not cover the costs associated with recalling a defective product. Separate product recall insurance is needed to cover such expenses.

  • How much Product Liability Insurance do I need?

    The amount of coverage you need depends on the size of your business, the nature of your products, and the potential risks involved. It is advisable to consult with an insurance professional to determine the appropriate coverage limits.

  • What does Product Liability Insurance not cover?

    Product liability insurance does not cover intentional harm caused by a product, professional negligence, or employee injuries. For professional negligence, you would need professional liability insurance. For employee injuries, workers' compensation insurance is required.

  • Is Inland Marine Insurance necessary if I already have a business owner’s policy (BOP)?

    A business owner’s policy may offer some coverage for movable property, but it is often limited. Inland marine insurance provides broader and more specific coverage for goods in transit and mobile equipment, making it an essential addition for businesses with significant movable assets. [...]

  • Does Inland Marine Insurance cover theft?

    Inland marine insurance generally includes coverage for theft, protecting your movable property and goods from being stolen during transit or while stored at temporary locations.