• Can I bundle Garage Liability Insurance with other policies?

    Yes, many insurance providers offer bundled policies that include garage liability insurance along with other coverages such as property insurance, workers’ compensation, and commercial auto insurance. Bundling can often result in cost savings and streamlined policy management.

  • How much coverage do I need for my business?

    The amount of coverage you need depends on the size and scope of your operations, as well as the specific risks associated with your business. It’s advisable to consult with an insurance professional to determine the appropriate coverage limits for your needs. [...]

  • Is Garage Liability Insurance required by law?

    In many areas, garage liability insurance is a legal requirement for businesses in the automotive industry. It’s essential to check local regulations to ensure compliance and avoid potential penalties.

  • What does Garage Liability Insurance not cover?

    Garage liability insurance does not cover damage to the vehicles that are in your care, custody, or control. For such coverage, you would need a garagekeepers insurance policy, which specifically covers customer vehicles while they are on your premises or being serviced. [...]

  • Can I customize my Garage Keepers Insurance policy?

    Yes, many insurance providers offer customizable policies to fit the unique needs of your business. You can choose coverage limits, add endorsements, and tailor the policy to address specific risks associated with your operations.

  • How are claims handled under Garage Keepers Insurance?

    Claims under Garage Keepers Insurance typically involve reporting the incident to your insurance provider, who will then investigate the claim, assess the damages, and provide compensation based on the policy terms. It’s important to keep detailed records and documentation to support your claim. [...]

  • Do I need Garage Keepers Insurance if I already have General Liability Insurance?

    Yes, General Liability Insurance covers bodily injury and property damage caused by your operations but does not cover damage to customer vehicles in your care. Garage Keepers Insurance specifically covers these vehicles, filling a crucial gap in your protection.

  • What does Garage Keepers Insurance not cover?

    Garage Keepers Insurance does not cover damages resulting from defective workmanship, parts, or materials used in repairs. For such issues, a business would need to have Garage Liability Insurance, which covers legal fees and settlements arising from claims of faulty work or products [...]

  • Can Business Interruption Insurance be customized for different industries?

    Absolutely. Business Interruption Insurance can be tailored to meet the unique needs of different industries, ensuring that the specific risks and operational requirements of your business are adequately covered.

  • Does Business Interruption Insurance cover utilities and rent?

    Yes, Business Interruption Insurance covers ongoing operating expenses such as utilities, rent, and payroll, helping your business stay afloat during the interruption period.