FAQs

We would be happy to assist you with these questions. You can call us at , or fill out the contact form and we'll get back with you right away.  Additionally, you can visit our claim center page for more information.

Yes, a cancellation can be done at anytime before the renewal period. What happens if I paid in advance? If you paid your premium in advance and cancel before the end of term, then insurance companies will refund the remaining balance. If you decide you want [...]

Your commercial trucking insurance rate is impacted by your personal driving record if you are an owner-operator with a CDL. A professional driver's license means that any accidents or violations on the road will also affect how much it costs to insure your company’s [...]

To ensure adequate coverage, regularly review your policy with your insurance provider, especially when you acquire new equipment or expand your operations. This helps keep your coverage up-to-date and aligned with your business's evolving needs.

While a maintenance plan is beneficial for preventing equipment issues, it does not provide financial protection for unexpected breakdowns. Equipment Breakdown Insurance complements maintenance plans by covering the costs associated with sudden and accidental failures, ensuring comprehensive protection.

Yes, Equipment Breakdown Insurance often includes coverage for business interruption losses. This means that if your equipment fails and causes a halt in your operations, the policy can help cover lost income during the repair or replacement period.

A warranty typically covers specific parts of equipment for a limited time, focusing on defects or issues arising from manufacturing. In contrast, Equipment Breakdown Insurance provides broader coverage for sudden and accidental failures, including mechanical and electrical breakdowns, regardless of the equipment's age. [...]

Equipment Breakdown Insurance does not cover general wear and tear, maintenance issues, or pre-existing conditions. For example, damage caused by natural disasters, such as floods or earthquakes, is not covered by this policy. For such incidents, you would need to consider other types of [...]

While not legally required in all states, having Garage Keepers Insurance is highly recommended for any business that handles customer vehicles. It provides essential protection against financial losses and enhances your credibility with customers.

Implementing safety measures, such as installing security systems, conducting regular maintenance, and training employees on safety protocols, can help reduce insurance premiums. Additionally, bundling policies and increasing deductibles might lower costs