Skip to content
  • Quote
  • Call
  • Directions
  • Login
Bierwirth Insurance Agency Logo
  • Get a Quote
  • Insurance
    • Specialties
      • Contractors
      • Construction
      • Handyman
      • Arborists
      • Maintenance Contractors
      • Specialty Trade Contractors
      • Pollution Quote
    • Business
      • Builders Risk
      • General Liability
      • Workers Comp
      • Commercial Auto
      • Commercial Property
      • Professional Liability
      • Commercial Package
    • Business
      • Commercial Trucking
      • Business Owners Policy (BOP)
      • Cyber Liability
      • Commercial Umbrella
      • Inland Marine
      • Mechanical Breakdown
      • Bonds
    • Personal
      • Homeowners
      • Vehicles
      • Umbrella
      • Life
      • Motorcycle
      • Recreational Vehicles
      • Landlords
  • Company
    • About Us
    • Our Team
    • Reviews
    • States We Write
    • Refer Friends & Family
    • Sell Us Your Company
  • Resources
    • FAQs
    • Blog
    • Insurance Dictionary
    • Common Insurance Terms
  • Videos
  • Contact
  • Win $100
  • Explore
    Bierwirth Insurance Agency

    Bierwirth Insurance Agency is dedicated to providing contractors with personalized insurance solutions that fit your unique needs as a Builder; General Liability, Builders Risk, Commercial Auto? We have what you need and more…

    Links
    • Client Center
    • Policy Change
    • Get Certificate (COI)
    • Submit a Claim

    • My Account
    Connect with us
  • 713-589-5498
  • Locations
  • For Customers
    • Client Center
    • Certificates Portal
    • Policy Changes
    • Report a Claim
    • Make a Payment
    • Contractor Renewal
  • Login
Bierwirth Insurance Agency Logo
  • Get a Quote
  • Insurance
    • Specialties
      • Contractors
      • Construction
      • Handyman
      • Arborists
      • Maintenance Contractors
      • Specialty Trade Contractors
      • Pollution Quote
    • Business
      • Builders Risk
      • General Liability
      • Workers Comp
      • Commercial Auto
      • Commercial Property
      • Professional Liability
      • Commercial Package
    • Business
      • Commercial Trucking
      • Business Owners Policy (BOP)
      • Cyber Liability
      • Commercial Umbrella
      • Inland Marine
      • Mechanical Breakdown
      • Bonds
    • Personal
      • Homeowners
      • Vehicles
      • Umbrella
      • Life
      • Motorcycle
      • Recreational Vehicles
      • Landlords
  • Company
    • About Us
    • Our Team
    • Reviews
    • States We Write
    • Refer Friends & Family
    • Sell Us Your Company
  • Resources
    • FAQs
    • Blog
    • Insurance Dictionary
    • Common Insurance Terms
  • Videos
  • Contact
  • Win $100

FAQs

  1. FAQs
Start Quote
  • Is EPLI required by law?

    EPLI is not legally required, but it is highly recommended for businesses with employees to protect against potential claims and financial losses.

  • How can I reduce the risk of employment-related claims?

    Implementing robust HR policies, conducting regular training, and maintaining clear communication with employees can help reduce the risk of employment-related claims. Additionally, having EPLI provides a safety net for unforeseen issues.

  • What does Employment Practices Liability Insurance not cover?

    EPLI does not cover claims related to bodily injury, property damage, or professional errors. For these types of claims, you would need General Liability Insurance or Professional Liability Insurance.

  • How are premiums for D&O insurance determined?

    Premiums are based on several factors, including the size and type of business, the number of directors and officers, past claims history, and the industry in which the business operates.

  • Can D&O insurance cover past acts?

    Yes, many D&O policies include coverage for wrongful acts that occurred before the policy was in effect, provided that the claim is made during the policy period.

  • What is the difference between D&O insurance and Professional Liability Insurance?

    D&O insurance covers wrongful acts by directors and officers in their managerial capacity, while Professional Liability Insurance covers errors and omissions in professional services provided by the business.

  • Is D&O insurance necessary for small businesses?

    Yes, small businesses can benefit significantly from D&O insurance as it protects against claims that could otherwise financially devastate the company and its leaders.

  • What does Directors & Officers Insurance not cover?

    D&O insurance does not cover bodily injury, property damage, or professional errors and omissions. For these types of risks, you would need General Liability Insurance or Professional Liability Insurance, respectively.

  • Is Environmental Liability Insurance mandatory for all businesses?

    While Environmental Liability Insurance is not legally required for all businesses, it is highly recommended for those with significant environmental risks. Certain industries and contracts may mandate this coverage, and regulatory bodies might require it for compliance.

  • Can Environmental Liability Insurance cover cleanup costs for historical contamination?

    Coverage for historical contamination depends on the policy terms and conditions. Some policies may offer limited coverage for pre-existing conditions if they were unknown at the time of purchasing the insurance. Review your policy and discuss with your provider to understand your specific coverage. [...]

Previous123···8910111213141516Next
Bierwirth Insurance Agency Logo - Insurance agency for contractors in Texas

Texas Office

PO Box 454
Van Vleck, Texas 77482
Phone: 713-589-5498
Fax: 713-456-2950

Office Hours:
Monday – Friday, 9am – 5pm

Bierwirth Insurance Agency is dedicated to providing contractors with personalized insurance solutions in Texas that fit your unique needs as a Builder. General Liability, Builders Risk, Commercial Auto. We have what you need and more…

Get Insurance

  • General Contractors
  • Trade Contractors
  • Course of Construction
  • Business
  • Trucking
  • Personal Insurance
  • All Quote Options

Resources

  • Products
  • About
  • Contact
  • Carriers
  • FAQs

For Clients

  • Client Center
  • Policy Service
  • Report a Claim
  • My Profile
Google Rating
5.0
Accessibility  |  Privacy Policy  |  Cookie Policy  |  Terms of Service  |  Sitemap

DISCLAIMER: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Read your policy or consult with your agent for details. Your eligibility for particular products and services is subject to final underwriting and acceptance by the insurance company providing such products or services.

This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Be sure to read the policy, including all endorsements, or prospectus, if applicable.

Copyright © Bierwirth Insurance Agency
Page load link
Start Your Quotes

Select an Insurance Type

Business Insurance Quote

All Business
Insurance

Start Quote
Start Insurance Quote for Home, Auto, Life, Umbrella and more for families and individuals

Family & Individual
Insurance

Start Quote
Contractors Insurance Quote

General
Contractors

Start Quote
Contractors Insurance Quote

Trade
Contractors

Start Quote
Contractors Insurance Quote

Course of
Construction

Start Quote
Commercial Auto Insurance Quote

Commercial
Auto Insurance

Start Quote

Bierwirth Insurance Agency

Call: 713-589-5498

Login

Lost password

Don’t have an account?

Create Account
We use cookies to offer you a better browsing experience, analyze site traffic and personalize content. Read about our Cookie Policy. Ok
Skip to content
Open toolbar Accessibility Tools

Accessibility Tools

  • Increase TextIncrease Text
  • Decrease TextDecrease Text
  • GrayscaleGrayscale
  • High ContrastHigh Contrast
  • Negative ContrastNegative Contrast
  • Light BackgroundLight Background
  • Links UnderlineLinks Underline
  • Readable FontReadable Font
  • Reset Reset
  • SitemapSitemap